If you are familiar with the credit card companies in the US, a lot of the leading names in the UK will be familiar to you as well. Companies for example Capital One and MBNA are names that most Americans would immediately recognize and have established a large following in the UK as well.

One name that is just well known to residents of the UK is the Barclay card. They offer cards to residents and non-residents so that anyone who even occasionally visits the area can possess the convenience of UK credit cards.

Their starting 0% interest value is not the longest at a typical 3 months, but few rival the average overall interest price. One of their most coveted cards the Platinum Simplicity card has a typical interest value of under 10% and no fees for balance transfers.

However, its essential to note that while they do offer rates that are significantly lower than other cards, their borrower standards are also higher. The only reason they can offer such a good deal is because they are most selective with their customers than other companies might choose to be.

The MBNA Europe card is one more of the widespread UK credit cards for those that prefer a card that offers them some type of enticement for use. Typically it can be expected that the interest rate will be at least a few points higher than with other cards but the types of reward programs they offer still make it very competitive.

Typically MBNA has a lot of restrictions with their card members in the UK. Usually this is something for example the consumer must be 23 years old and make at least 20,000 pounds per year.

A terrific card for consumer who travels frequently is the Marriott Rewards card. Again the interest rate may be higher than with a non-rewards card but since you can use your points for hotel reservations at Marriott locations worldwide, this is perfect for a frequent traveler.

Other card companies offer cards that will cater to those who want rewards for their supermarket shopping or a card that presents many revolving special interest rate offers. All of these things are available with UK credit cards.

Learn more about Credit Card and your UK Credit Cards

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