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Life Settlement Industry Starting To Recover
As the possibility of a global double dip recession looms in the distance, the life settlement market is seeing some positive signs. After a difficult 2009 and early 2010, life settlements look poised to be on the rise. Overall, industry participants are cautiously optimistic about the near term future of the secondary life insurance market.
Strategy To Reduce Capital Gains Tax Exposure
Highly appreciated assets can be a double edged sword. The focus of investors is often on buying an asset low and then selling it high. However, some people neglect to consider how much of the proceeds they will keep after taxes. Of course realizing a profit from selling an appreciated asset is important but some consideration should be given to the capital gain implications of sale.
Tax Strategy For Highly Appreciated Assets
Selling an asset that has appreciated considerably can be a bittersweet event. Usually much time is devoted to purchasing the asset at a low price and making a profit by selling it for a higher amount. However, how much of that profit is kept by the asset seller can be affected by capital gain’s tax treatment.
Factors Influencing Life Settlement Value of a Life Insurance Policy
As life settlements become a more popular tool for retirement income and financial planning, the question always boils down to how much is my life insurance policy worth? A life settlement appraisal is the first step in understanding if selling an existing life insurance policy makes sense. There are several factors that contribute to a life insurance policy’s value as a life settlement.
