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	<title>Mortgage Relief Programs &#187; credit rating</title>
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	<link>http://mortgagereliefprogram.org</link>
	<description>Help with Monthly Mortgage Payments</description>
	<lastBuildDate>Wed, 08 Dec 2010 11:36:56 +0000</lastBuildDate>
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		<title>2010 &#8211; The Year of Credit Rebuilding</title>
		<link>http://mortgagereliefprogram.org/2010/02/credit-improvement-tips-for-the-new-year/</link>
		<comments>http://mortgagereliefprogram.org/2010/02/credit-improvement-tips-for-the-new-year/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 15:55:28 +0000</pubDate>
		<dc:creator>Ben Casey</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[build good credit]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[rebuild credit]]></category>
		<category><![CDATA[remove negative entries]]></category>
		<category><![CDATA[remove negative items]]></category>
		<category><![CDATA[repair credit]]></category>

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		<description><![CDATA[Your credit rating is more important in 2010 than any other year in the history of America. There is less available credit than any other time in recent history. Credit card companies launched a massive wave of cut backs. You may have noticed your available balance was slashed overnight.]]></description>
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		<title>Settling a Debt With a Collection Agency</title>
		<link>http://mortgagereliefprogram.org/2009/12/negotiating-a-debt-with-a-collection-agency/</link>
		<comments>http://mortgagereliefprogram.org/2009/12/negotiating-a-debt-with-a-collection-agency/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 12:13:47 +0000</pubDate>
		<dc:creator>Jesse Smith</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[lump sum payment]]></category>
		<category><![CDATA[negotiating a debt]]></category>
		<category><![CDATA[negotiating debt]]></category>
		<category><![CDATA[payment plan]]></category>
		<category><![CDATA[settling a debt]]></category>
		<category><![CDATA[settling debt]]></category>

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		<description><![CDATA[Understanding how to settle a debt with a collection agency is very important. Understanding this process can save you a lot of money and help you to repair your credit to boot.]]></description>
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