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	<title>Mortgage Relief Programs &#187; Life Cover</title>
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		<title>What Is Whole Life Insurance?</title>
		<link>http://mortgagereliefprogram.org/2010/06/whole-life-insurance-explained/</link>
		<comments>http://mortgagereliefprogram.org/2010/06/whole-life-insurance-explained/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 10:05:05 +0000</pubDate>
		<dc:creator>Tom Martens</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Death Cover]]></category>
		<category><![CDATA[Disability Cover]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Life Cover]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[Whole life insurance covers you in case you die with compensation for your family, but it has other benefits as well. It is a plan that covers you for your whole life, although it is more expensive than other plans. Some of the money you pay each month is invested, and you can choose to access that money when you reach a certain age, or when there is an emergency.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Steps To Get A Group Life Insurance Policy</title>
		<link>http://mortgagereliefprogram.org/2010/05/how-to-structure-a-group-life-insurance-policy-2/</link>
		<comments>http://mortgagereliefprogram.org/2010/05/how-to-structure-a-group-life-insurance-policy-2/#comments</comments>
		<pubDate>Fri, 14 May 2010 10:50:24 +0000</pubDate>
		<dc:creator>Graham McKenzie</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Death Cover]]></category>
		<category><![CDATA[Disability Cover]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Life Cover]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[When organization or employer wants to insure 5 -10 or more employees then they go for a group life insurance policy. The employer bargains lower premiums with the group policy, and the life insurance company provides cover to everyone who is involved in it. A group life insurance is a huge added plus point for the organization if employer wants more employees to stay. There are so many dissimilar things one can do with this type of flexible plan.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Steps To Find The Right Life Insurance Company</title>
		<link>http://mortgagereliefprogram.org/2010/03/steps-to-find-the-right-life-insurance-company/</link>
		<comments>http://mortgagereliefprogram.org/2010/03/steps-to-find-the-right-life-insurance-company/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 08:49:00 +0000</pubDate>
		<dc:creator>Graham McKenzie</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Death Cover]]></category>
		<category><![CDATA[Disability Cover]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Life Cover]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[Finding the right life insurance company is an essential part of getting a life insurance plan that is best for you. Life insurance guarantees that your family will be financially secure if you die. Funeral costs are enormous, and it will be difficult for your spouse to afford the bills all by themselves after you are gone. Life insurance will keep your family safe incase anything happens to you.]]></description>
		<wfw:commentRss>http://mortgagereliefprogram.org/2010/03/steps-to-find-the-right-life-insurance-company/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Selecting Your Life Insurance</title>
		<link>http://mortgagereliefprogram.org/2010/03/selecting-your-life-insurance/</link>
		<comments>http://mortgagereliefprogram.org/2010/03/selecting-your-life-insurance/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 12:45:55 +0000</pubDate>
		<dc:creator>Tom Martens</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Death Cover]]></category>
		<category><![CDATA[Disability Cover]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Life Cover]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[Buying a life insurance policy means different things to different persons. When it's time for you to buy life insurance, the first thing you need to do is to set your goals. Why do you need life insurance coverage' Do you just want to make it easier for your executor to bury you' Do you want to leave your family an income' Many people use whole life policies as a tool for planning for big expenses, such as college, retirement, or just retiring debt in case of death or disability. Think about what you need your coverage to accomplish before you decide which kind of policy is right for you.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Does Life Insurance Work&#8217;</title>
		<link>http://mortgagereliefprogram.org/2010/01/how-does-life-insurance-work/</link>
		<comments>http://mortgagereliefprogram.org/2010/01/how-does-life-insurance-work/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 14:33:28 +0000</pubDate>
		<dc:creator>Tom Martens</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Disability Cover]]></category>
		<category><![CDATA[Life Cover]]></category>
		<category><![CDATA[Life Insurance]]></category>

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		<description><![CDATA[Life insurance is exactly what the name suggests an insurance policy on your life. You buy a policy from an authorized agent, paying the company a monthly, quarterly, or annual premium. In return, the insurance company agrees to pay a set amount of money after your death. The proceeds of a life insurance policy go to your designated beneficiaries, usually in a single lump sum payment. If the policy does not designate beneficiaries, then the payment is made to your estate.]]></description>
		<wfw:commentRss>http://mortgagereliefprogram.org/2010/01/how-does-life-insurance-work/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Your Life Insurance Premiums Are Calculated</title>
		<link>http://mortgagereliefprogram.org/2009/12/how-your-life-insurance-premiums-are-calculated/</link>
		<comments>http://mortgagereliefprogram.org/2009/12/how-your-life-insurance-premiums-are-calculated/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 13:06:12 +0000</pubDate>
		<dc:creator>Tom Martens</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Death Cover]]></category>
		<category><![CDATA[Disability Cover]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Life Cover]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[Life insurance is difficult enough to understand, but understanding how company computes your premiums is even harder. Calculating your life insurance rates is not as simple and straightforward as calculating your premiums for other kinds of risk, like fire insurance. The rates you pay for life insurance coverage are based on your state of health at the time you apply for the policy, and that risk assessment is made by a qualified medical professional. If you are not in good fit, or if you indulge in risky behaviors such as smoking or street drugs, the insurance company expects to have to pay out more benefits on your policy than if you were totally healthy and did nothing to put your health at risk. That is the reason insurance companies usually require a physical exam before issuing your life insurance policy.]]></description>
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		</item>
		<item>
		<title>The History of Life Insurance.</title>
		<link>http://mortgagereliefprogram.org/2009/12/the-history-of-life-insurance/</link>
		<comments>http://mortgagereliefprogram.org/2009/12/the-history-of-life-insurance/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 17:52:21 +0000</pubDate>
		<dc:creator>Tom Martens</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Death Cover]]></category>
		<category><![CDATA[Disability Cover]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Life Cover]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[Insurance protects us against risks, and having insurance policies seems to be a normal part of life. While insurance has been around for centuries in one form or another, the versions of insurance policies we are so familiar with today are relatively young.]]></description>
		<wfw:commentRss>http://mortgagereliefprogram.org/2009/12/the-history-of-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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